We are passionate about assessing our clients' current and future situations and developing a realistic plan that will achieve their goals.
Whether you’re single, have a family or own a business, we can help you achieve lifetime financial security.
The survival rates of people who suffer critical illnesses such as cancer, stroke and heart disease have dramatically improved with the recent medical advances. Government health care programs provide only the basics and recovery may come with a significant financial cost impacting both you and the people close to you.
Our plans offers the financial help to pay the costs associated with life-altering illnesses. Should you become sick with an illness covered by your policy and survive the waiting period, you will receive a lump-sum cash payment.
Critical Illness insurance is an effective solution if you are seeking:
An income-style benefit should you become unable to care for yourself due to aging, an accident, illness or deteriorated mental abilities. The money is for you and your family to use as you wish – you do not need to submit receipts for reimbursement – giving you more control and choice while helping to protect your savings and income. It also helps to protect your retirement plan, making it easier to choose the care you want when you need it most.
Long Term Care insurance is an effective solution if you are seeking:
Personal health insurance plans assist to lower your risk of being burdened by expenses for preventive care or medical bills as a result of an illness or accident. Provincial health plans provide coverage for many health expenses however there may be gaps that would have a significant impact on your finances. The impact may leave you paying out of pocket for:
Personal Health insurance is an effective solution if you:
An insurance designed to replace an amount of your income should you become disabled and are unable to earn an income. It provides you with a non-taxable monthly benefit allowing you to maintain your lifestyle during a time of injury or sickness that prevents you from performing the important duties of your occupation.
There are various kinds of coverage, including individual and group insurance plans. There are also government plans such as workers’ compensation and benefits provided under the Canada Pension Plan. Disability insurance is an effective solution if you are: